About NZSaver.
At NZSaver, we help thousands of Kiwi families make smarter decisions with their KiwiSaver — so they can build real wealth without stretching their budgets or sacrificing their lifestyle.
Our Directors, Andrew and Ali, have been working in financial advisory for over 10 years. Ali began his career as an accountant, which shaped the way we approach money today: practical, numbers-driven, and focused on outcomes that actually matter.
The Problem We Set Out to Solve
New Zealand’s biggest KiwiSaver problem isn’t poor fund performance — it’s low contribution rates.
Most Kiwis simply aren’t putting enough into their KiwiSaver to reach the retirement they want. And telling people to “just contribute more” isn’t realistic when money already feels tight.
So we asked a different question:
How do you grow KiwiSaver without asking people to put in money they don’t have?
The answer wasn’t saving harder —
it was saving smarter.
The Phase-Out Strategy
That’s how the Phase-Out Strategy was born.
Instead of forcing higher contributions, we help people find savings elsewhere — often from costs that no longer make sense — and redirect that money into KiwiSaver for long-term benefit.
This approach helps our clients:
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Improve KiwiSaver outcomes
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Reduce unnecessary costs
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Build self-insurance over time
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Keep more of their money compounding for them
It’s a strategy designed for real life, not perfect spreadsheets.
Advice You Can Actually Trust
NZSaver exists for people who feel like they’ve been let down by the system.
We keep our advice simple, transparent, and practical — and we give you options and insights you won’t easily find online. You can learn more about how we think through our YouTube channel and LinkedIn pages, where you’ll see that we’re passionate investors and family men ourselves.
We’ve lived through the same challenges as our clients:
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Divorces
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Business break-ups
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Changing jobs
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Moving towns
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Fast-growing kids
(Ali and Andrew both have three kids — and maybe more to come)
We understand the pressure of trying to make everything work at once.
No Bullshit Advice
Our advice is no bullshit — because we follow it ourselves.
Andrew and Ali have built their own wealth through business growth and disciplined investing. You don’t want a poor financial adviser — just like you wouldn’t choose a barista who doesn’t like coffee.
Money is our passion. Not just making it, but helping people experience the freedom and confidence that comes with having it.
Regulated, Trusted, Accountable
We are fully regulated and monitored by the Financial Markets Authority (FMA), which means:
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We pass good character, criminal, and credit checks
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Our advice is legally accountable
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You have peace of mind knowing you’re protected
We also jump through significant regulatory and compliance hoops to work with fund managers — and we welcome that accountability.
Why We Do This
It’s incredibly rewarding to help people make small strategic changes that we can project will create $100,000 to $1,000,000+ differences in their retirement savings.
That’s the impact that keeps us motivated.